Worst. Updater. EVER!

So, I was sitting on the library lawn with Shauna and Matt today, and the subject of taxes came up when it became apparent that Shauna had been awarded a commonwealth scholarship and they are tax free.I mentioned that i opted to have a portion of my youth allowance subtracted in tax, so as not to have to pay it later, to which Shauna said that I probably didn't need to put away as much as I did. So that got me thinking, so I came home and pulled out last years tax pack and had a look at what I would be expecting to be paying.I found a few surprises.a) Ret assistance is tax free, so thats $65 odd from my allowance that I don't have to include in my calculations.b) I still qualify for the loow income earners offsetc) As an allowance recipient, I also get a beneficiaries offset, which apparently is calculated by the government... which I don't remember from last year, but the ATO web page talks about it, so I guess it must be true.Anyway, the important bit is that, if I continue to earn what I am earning and EVEN if the UNSW HR were to stop taking tax from my pay, I would still have paid enough tax to get a refund, and and even bigger one if (and when, because they will) continue to take out money.Yay, forced savings.very happy about this.